Who we are: At ZayZoon, we are on a mission to save 10 million hardworking employees 10 billion dollars. We’ve created a financial empowerment platform that helps businesses of all sizes make a big impact on employee financial wellness. We offer a variety of financial wellness services, like earned wage access, that allows employees to access their earned wages ahead of payday. With 74% of ZayZoon customers reporting reduced financial stress, we know our solutions help lead to happier and more productive employees. ZayZoon was also recognized for its growth in the 2025 Deloitte Technology Fast 50 , 2025 Deloitte Technology Fast 500, and top-10 growth companies in Canada by CIX awards . Our recent funding extension has raised our Series B funding round to nearly $50 million USD 🎉  Join us in shaping the future of employee financial wellness and building services that address the immediate needs of today's employees. You might see a few cities listed, but no need to be in any of them! We’re fully remote and hire across Canada and the U.S. About the role: We are looking for a Senior Developer experienced with Ruby-on-Rails to help us solve tough problems and think up innovative new solutions, based on software development best practices and an urge to be the best you can be. You will work on customer- and admin-facing products, third-party integrations both canned and bespoke, and help architect the system toward greater flexibility, reliability, and scale. Creative problem solving for key development and engineering issues, including full understanding of the root cause with the ability to leverage data to back up assertions Building, maintaining, and architecting core web and mobile applications Integrating with and maintaining third party tools and services Participating in our agile development process: sprint planning, story grooming and stand ups Extensive collaboration with other departments, particularly Product, Customer Care, and Finance, on product issues and when implementing new features Adherence to our SDLC and secure coding practises and environment Collaboration with development pod and team via pull request reviews, mentorship, knowledge sharing, pairing on complex stories Championing ZayZoon’s mission to provide responsible financial products to an underserved generation of employees You bring: 4+ years of hands-on Ruby on Rails work experience with production applications Experience solving issues around scale, concurrency, queuing, background processing, and efficient ingestion of third party data Mastery of fundamentals. SOLID coding principles, domain-driven design, performant code and queries, unit and integration testing. Ability to build quick when we need to experiment, build clean when MVP becomes core functionality Strong SQL and data analysis skills and an eagerness to dig into data as part of problem solving. Full stack mentality. Every dev owns their features in full, meaning all the way from back end to front end code, automated and real life testing, demos, and delivery Experience with agile development, sprints and scrum. All the usual tooling: Git, Github, Jira, editor of your choice. (Plus the ability to search for good animated gifs when merging pull requests) Bonus points if you have: Data experience with BI tools (Metabase, Looker), ETL Competence with React or React Native Experience or interest in DevOps, particularly around cloud services and AWS Prior work with financial technology, accounting systems, or banking Research shows that while men apply to jobs when they meet an average of 60% of listed criteria, women and other marginalized folks tend to only apply when they check every box. Think you have what it takes, but not sure you check every box? Apply to the role anyways. We’d love to talk and determine together whether you could be a great fit! Why you’ll love working at ZayZoon: Permanently Remote: Work from a desk, a coffee shop, or in the great outdoors - our jobs are fully remote, forever Flexible Time Off: Whether it's a longer vacation to explore new horizons, a series of short breaks for regular rejuvenation, or stepping away for a new level of mastery in a skillset – our “You-do-You” time off program caters to the diverse and evolving lifestyles of our team with a maximum of 6 weeks vacation Instant Benefits: All full-time employees get access to medical, vision, and dental benefits from their very first day including increased mental health coverage and a wellness stipend Plus: Inclusive parental leave top-up, earned wage access, real time market data for salaries, a supportive culture for lifelong learners and more A quick note on compensation: We care a lot about employee experience and pay is a big part of that. We’re currently on a journey toward internal pay transparency, with that work wrapping up by the end of Q1. We’re focused on doing this thoughtfully, starting with the people who make ZayZoon what it is. Being more transparent with folks outside the company than with our own team wouldn’t feel right so we’re intentionally completing this important internal work first. In the meantime, we’re always happy to share more about our compensation philosophy and what you can expect as part of our hiring process! What you can expect from us: Every application will be reviewed by our team - we're committed to giving each application the attention it deserves because we know how important this step is for you. We want to make sure you're always in the loop and will respond to every application. So go ahead and hit that apply button with confidence, knowing that we’re here for you every step of the way! We can't wait to hear from you. #LI-REMOTE