• Own high-stakes decision systems, translating complex credit policy and data into real-time actions that determine how and when we extend credit. • Design for judgment and scale, ensuring our automated systems and human-in-the-loop processes work in harmony to surface risk without disrupting legitimate customers. • Partner closely with Engineering, Data, and Credit teams to operationalize complex underwriting or payment models that balance business unit economics with customer success. • Leverage SQL and data analytics to break down high-level metrics into the underlying drivers that move the needle for both the company and the consumer. • Act as a collaborative disruptor, iterating rapidly to launch experiments that improve our acquisition "brain" or post-acquisition journeys. • Drive alignment across the organization by crafting clear narratives and roadmaps that show how technical choices lead to better outcomes. • Proactively identify potential friction points across teams and functions, advocating for solutions that prioritize the long-term health of our customer base.