Relation Insurance Services

You deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business.

Claims Consultant, High Net Worth – Personal Lines

ConsultantConsultantFull TimeRemoteTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

California

Posted

28 days ago

Salary

$83K - $100K / year

High School5 yrs expEnglish

Job Description

• Serves as the primary claims point of contact for high-net-worth personal lines clients. • Provides proactive guidance throughout the full claims lifecycle, from first notice of loss through resolution and recovery. • Advocates on behalf of clients with carriers and adjusters to ensure fair, timely, and accurate claim handling. • Reviews coverage, endorsements, and policy terms to support claim strategy and client education. • Assists clients with complex or sensitive claims involving high-value homes, scheduled property, fine art, jewelry, collectibles, watercraft, and specialty risks. • Delivers a concierge-level service experience with a high degree of professionalism, discretion, and empathy. • Communicates clearly and proactively with clients regarding claim status, expectations, and next steps. • Coordinates vendors, experts, and restoration services as needed to support claim resolution. • Supports clients during catastrophic or emotionally charged loss events with confidence and care. • Partners closely with Personal Lines Risk Advisors, Account Managers, and Risk Consultants to align claims activity with overall client strategy. • Identifies trends, coverage gaps, or risk mitigation opportunities arising from claims activity and shares insights with service teams. • Supports renewal and stewardship efforts by providing claims summaries and insights as requested. • Maintains accurate and timely documentation of all claim activity within agency management systems. • Ensures compliance with carrier guidelines, internal procedures, and regulatory requirements. • Supports audits and quality reviews related to claims handling and documentation. • Performs other projects, duties, and tasks as assigned.

Job Requirements

  • High School Diploma or equivalent.
  • Minimum 5 years’ proven experience handling high value, complex high net worth personal lines claims, including luxury homes, secondary residences, and specialty assets.
  • A Property & Casualty License from state of domicile is required and must be maintained.
  • Demonstrated expertise in High Net Worth or Private Client insurance programs and policy forms.
  • Deep expertise in property insurance, liability coverage, and insurance law.
  • Working knowledge of insurance markets, products, services, insurance ratings and underwriting procedures.
  • Strong background in end to end claims oversight, from first notice of loss through settlement and resolution.
  • Experience serving as a client advocate, providing high touch, consultative support to affluent individuals or family offices.
  • Ability to interpret and explain complex coverage positions clearly and confidently to clients and stakeholders.
  • Hands on experience coordinating specialty vendors and experts (e.g., adjusters, appraisers, restoration firms, legal counsel).
  • History of successfully handling large loss or emotionally sensitive claims with professionalism and discretion.
  • Proven collaboration with brokers, underwriters, and internal partners to drive alignment and outcomes.
  • Outstanding interpersonal and communication skills required to maintain effective relationships with clients, co-workers, carriers, claim adjusters, defense counsel, and others.
  • Strong analytical and mathematical skills.
  • Advanced skills in Microsoft Office (primary Excel, Word, and Outlook) with the ability to learn new systems.
  • Must have the ability to maintain a high degree of accuracy and pay strict attention to detail.
  • Detail oriented with ability to manage multiple assignments simultaneously.
  • Excellent organizational skills in handling large volumes of work.
  • Working knowledge of the laws and regulations associated with HIPAA and willingness to adhere to all principles of confidentiality.

Benefits

  • Competitive pay
  • A safe and healthy work environment provided by our robust benefit program including family health and wellness programs
  • 401K
  • Employee assistance programs
  • Paid time off
  • Paid holidays and more.

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