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Mortgage Loan Officer – Outside Sales
Location
Pennsylvania + 1 moreAll locations: Pennsylvania, Virginia
Posted
85 days ago
Salary
Not specified
High School1 yr expEnglish
Job Description
• Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances
• Spends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources
• Maintains regular contact with Realtors in their offices and on site at open house events
• Meets with builders on job sites to discuss lending options related to clients they have building homes
• Regularly seeks opportunities to meet with developers
• Participates in building and trade shows
• Participates in mixers related to real estate where relationships can continue to be built and new ones can be developed
• Collects and analyzes applicant’s financial information to determine whether the applicant and the property qualify for a particular loan
• Interviews applicants and provides required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens
• Recommends the financial products which best meet the customer’s specific needs after advising customer about the risks and benefits of the loan alternatives
• Engages in customer specific persuasive sales activity to encourage potential customers to do business with Fulton Mortgage Company
Job Requirements
- High School Diploma or equivalent
- 1 or more years Recent residential mortgage lending experience to include experience in the local market
- 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization
Benefits
- medical plans with prescription drug coverage
- flexible spending account or health savings account depending on the medical plan chosen
- dental and vision insurance
- life insurance
- 401(k) program with employer match and Employee Stock Purchase Plan
- paid time off programs including holiday pay and paid volunteer time
- disability insurance coverage and maternity and parental leave
- adoption assistance
- educational assistance
- robust wellness program with financial incentives