Affirm

We create honest financial products that improve lives.

Senior Staff Machine Learning Engineer, ML Underwriting

Machine Learning EngineerMachine Learning EngineerFull TimeRemoteTeam 1,001-5,000Since 2012H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

93 days ago

Salary

$232K - $310K / year

Bachelor Degree10 yrs expExperience acceptedEnglishPythonPy TorchRaySpark

Job Description

• Define and drive multi-year, multi-team technical strategy for machine learning across Affirm, ensuring alignment with company-wide priorities and influencing the roadmaps of partner teams and platforms. • Lead the design, implementation, and scaling of advanced ML systems, setting the architectural direction for complex, cross-functional initiatives and ensuring systems remain reliable, extensible, and prepared for increasingly sophisticated modeling workloads. • Partner deeply with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities, define new opportunities for ML impact, and guide infrastructure evolution required for next-generation ML methods. • Provide broad technical leadership across the ML organization, mentoring senior engineers, elevating design and code quality, and spreading ML expertise through documentation, talks, and cross-org guidance. • Drive clarity and alignment on ambiguous, high-stakes technical decisions, resolving cross-team tensions, balancing competing priorities, and exercising judgment optimized for the broader engineering organization. • Champion operational and system excellence at the area level, owning the long-term health, availability, and evolution of critical ML systems, and ensuring robust testing, monitoring, and reliability practices across teams.

Job Requirements

  • 10+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems, with a proven record of driving technical innovation and delivering measurable business impact. Relevant PhD can count for up to 2 YOE.
  • Experience leading end-to-end ML system design, from data architecture and feature pipelines to model training, evaluation, and production deployment. Experience with distributed frameworks such as Spark, Ray, or similar large-scale data processing systems.
  • Proficient in Python and ML frameworks, including PyTorch and XGBoost. Experienced with ML tooling for training orchestration, experimentation, and model monitoring, such as Kubeflow, MLflow, or equivalent internal platforms.
  • Strong understanding of representation learning and embedding-based modeling. Deep expertise in neural network-based sequence modeling, including architectures such as Transformers, recurrent, or attention-based models, and multi-task learning systems. Comfortable designing and optimizing models that learn from sequential or temporal event data at scale.
  • Deep hands-on experience with large-scale distributed ML infrastructure, including streaming or batch data ingestion, feature stores, feature engineering, training pipelines, model serving and inference infrastructure, monitoring, and automated retraining.
  • Provide strong technical leadership: defining long-term strategy, guiding research direction, and aligning work across teams. Recognized as a trusted expert who can drive clarity and execution even in ambiguous problem spaces.
  • Demonstrate exceptional judgment, collaboration, and communication skills, enabling effective technical discussions with engineers, researchers, and executives. Mentor senior engineers, foster technical excellence, and contribute to a culture of continuous learning.
  • Strong verbal and written communication skills that support effective collaboration across our global engineering organization.
  • This position requires equivalent practical experience or a Bachelor’s degree in a related field.

Benefits

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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