• Increase sophistication of risk modeling to increase accuracy and minimize subsidization in pricing manual to fullest extent possible while balancing regulatory and business requirements. • Partner with business to develop full-stack lifetime values (LTV) and build a company wide KPI and reporting structure to operationalize LTV in decision making. • Influence design and oversee execution of exploratory data analysis to understand the relationship between data elements and insurance processes such as pricing, conversion, and retention. • Lead data and risk segmentation improvements including the use of external data. • Stay abreast of industry trends and advance capabilities to monitor for emerging insights. • Drive continuous improvement and innovation. • Support product and rate filing needs throughout the product/filing lifecycles. • Lead the advancement of competitive rating infrastructure, tools, and reports to inform market positioning. • Lead a small team of data scientists and/or actuaries to develop, maintain, and improve models for rating, conversion, and retention across a portfolio of products. • Communicate findings and recommendations to technical and non-technical audiences through reports, presentations, and visualizations. • Collaborate with actuarial, underwriting, and other stakeholders across the organization to accomplish goals and objectives.