Encova Insurance

Encova Insurance provides commercial, auto and home insurance.

Medical Only Claims Specialist – Workers' Compensation

Full TimeRemoteTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

North Carolina + 1 moreAll locations: North Carolina, South Carolina

Posted

24 days ago

Salary

$49.2K - $78.8K / year

Bachelor Degree1 yr expExperience acceptedEnglish

Job Description

• Manages a high frequency desk, which includes primarily medical only claims. • Responsible for the investigation, evaluation, and determination of compensability for work-related injury and disease claims following established guidelines to determine benefit eligibility. • Provides superior service in a cost-effective manner to achieve best possible outcomes and proactively collaborate across the enterprise to ensure alignment of objectives and foster continuous improvement. • Gathers relevant facts by performing three-point contacts with involved parties and completing a thorough claim investigation prior to issuing a compensability determination. • Decides the outcome of claims using sound judgment and applying established policy, procedures, regulations, and guidelines. • Evaluates and establishes an action plan to manage benefits associated with primarily medical only and occupational disease claims to their most cost-effective conclusion. • Determines eligibility of benefits once medical treatment plans have been secured and processed within the designated authority levels. • Actively identifies and develops the investigation of and pursuit of subrogation recoveries when possible. • Utilizes proactive reserving behaviors to ensure adequate case reserves which reflect the probable ultimate outcome based on the current known circumstances throughout the life of the claim. • Consults with lost time claims specialists and/or complex claims specialists, director or Claims Product and Operations staff, as needed. • Analyzes reports from external resources such as physicians, attorneys, and/or vocational rehabilitation experts to evaluate and adjust claim strategies as needed. • Evaluates and negotiates claim settlements utilizing human relation skills and technical knowledge to achieve the best possible outcome. • Effectively and independently uses available resources to prioritize, organize, and complete work in a timely manner to meet jurisdictional requirements, timeframes, and internal metrics. • Follows established claims best practices related to medical management, litigation, fraud/abuse and recovery. • Works collaboratively with the injured worker, employer, outside counsel, and health and rehabilitation professionals to manage the claims costs and promote quality medical care. • Along with the claim director, regional vice president and other claims staff, participates in claim reviews, onboardings, etc. for our policyholders and agents. • Proactively collaborates with our policyholders to ensure alignment of objectives and foster continuous improvement.

Job Requirements

  • Bachelor’s Degree from an accredited college or university is preferred.
  • One year of experience in the field of insurance, customer service, claims investigation, legal, rehabilitation, or medical claims processing required.
  • Workers’ compensation claims experience and licensure preferred.
  • Must pass the claims adjuster license exam(s) as assigned within 6 months of being hired.
  • Preference may be shown to candidates with multiple state claims management experience.
  • Ability to use logic and sound reasoning to identify alternative solutions for problem-solving.
  • Strong written and verbal communication skills.
  • Strong analytical skills.
  • Ability to multitask and manage time effectively and productively.
  • Work effectively independently as well as in a team environment.
  • Develop and maintain strong, effective internal and external relationships.
  • Work effectively in a paperless environment.
  • Skilled in the use of laptops, claims management systems, and other typical business-related programs such as Microsoft Office suite.

Benefits

  • Health, Dental & Vision Insurance
  • Company-provided life and income protection plans
  • Eligibility to participate in a company incentive bonus program
  • 401(k) Retirement Plan - 100% company match up to 7% on annual salary
  • Paid Time Off, Paid Holidays, and Floating Holidays
  • Flexible Work Arrangements - Hybrid and remote depending on the role

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