Kin
Social change through culture.
Pricing & Risk Manager
Location
Alabama + 29 moreAll locations: Alabama, Arizona, Colorado, Florida, Idaho, Illinois, Kansas, Kentucky, Maine, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Maryland, Massachusetts, Michigan, Missouri, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin
Posted
60 days ago
Salary
$120K - $140K / year
Bachelor Degree3 yrs expEnglish
Job Description
• Owning P&L for multiple states and driving business growth across all insurance lines
• Executing state and product strategies, optimizing customer experience, retention, conversion, and pricing
• Analyzing data and feedback to refine coverage offerings, streamline the application process, and enhance satisfaction
• Collaborating with tech teams to improve agent and customer experiences
• Managing projects from planning to execution, ensuring high-quality outcomes
• Navigating regulatory approvals and filing necessary changes
• Identifying opportunities to automate and improve internal processes
• Serving as a company expert on state-specific insurance markets, regulations, and competitive landscapes
• Acting as a key liaison between insurance products and cross-functional teams, aligning goals and influencing decisions
• Defining product-market fit, leveraging customer insights to enhance offerings
Job Requirements
- 3+ years of relevant insurance product experience
- 4+ years of functional experience
- Bachelor’s degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline
- Prior insurance product management experience with a deep understanding of state P&Ls, insurance regulations, and product requirements
- Proven ability to adapt to fast-paced environments and quickly grasp new concepts and technologies
- Strong communication skills, with the ability to collaborate across teams and influence stakeholders
- Excellent project management and time management skills
- Strong analytical and problem-solving abilities, including experience with rate-making, forecasting, modeling, and competitive analysis
- Comprehensive understanding of reinsurance structures and key concepts (bonus points)
- Hands-on experience with catastrophe modeling; familiarity with Verisk or Moody’s platforms is a plus (bonus points)
Benefits
- Medical, Dental, Vision
- Life Insurance
- Short and Long Term Disability Insurance options
- Employee Assistance Program
- Elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance, and pet insurance
- Competitive salary and company equity through Restricted Stock Units (RSUs)
- 401K with company match of up to 4% of eligible earnings
- Flexible PTO for exempt employees (employees typically take 15-20 days annually)
- 8 company-observed holidays
- A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non-birthing parents
- Continuing education and professional development opportunities