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Role Description

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
• Analyze borrower financials, credit reports, and property appraisals to determine eligibility
• Assess risk and provide thorough loan decisions with clear explanations and conditions
• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
• Stay up-to-date with industry trends, guidelines, and best practices

Qualifications

• Active DE and VA underwriting certification required
• Must have used DE and VA designation within the last 11 months
• Minimum 5 years of residential mortgage underwriting experience
• Proven history of longevity in prior roles (average tenure, no frequent job changes)
• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
• Experience with Encompass strongly preferred
• Excellent analytical, organizational, and problem-solving skills
• Strong communication skills and ability to collaborate effectively in a team environment

Benefits

• Salary: $85,000 – $105,000 per year
• Exempt role (no paid overtime)
• Discretionary bonus
• Full benefits package including:
  • Medical, Dental, Vision, Life Insurance
  • 401(k) with employer contribution
  • Paid vacation and sick time

Company Description