Toast

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Principal Fraud Analyst, Payments – Onboarding

AnalystAnalystFull TimeRemoteTeam 1,001-5,000Since 2013H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

41 days ago

Salary

$112K - $179K / year

Bachelor Degree6 yrs expEnglishPythonSQL

Job Description

• Lead the definition and evolution of risk frameworks across the customer lifecycle, with a focus on early-stage and onboarding risk. • Design, develop, and own core fraud and risk metrics that inform decision-making, performance measurement, and strategy. • Partner with internal stakeholders (Product, Engineering, Risk Operations) to translate analytical insights into scalable solutions. • Evaluate, integrate, and manage external data sources to enhance risk detection and decisioning capabilities. • Define data requirements and partner with engineering to build and maintain reliable, production-grade data pipelines. • Act as a thought leader in fraud analytics, setting best practices for measurement & risk modelling.

Job Requirements

  • 6–8 years of experience in data analytics, payments risk & fraud; fintech experience is a plus.
  • Very strong SQL & Python skills and proficiency with analytical tools.
  • Proven ability to analyze large, complex datasets to extract actionable insights.
  • Demonstrated experience owning ambiguous problem spaces and translating them into clear analytical frameworks and measurable outcomes.
  • Exceptional communication skills, with a track record of influencing cross-functional stakeholders and executive leaders.
  • Ability to thrive in a dynamic, fast-paced environment with competing priorities.
  • Strategic thinker with high intellectual curiosity and a passion for driving impact.

Benefits

  • Competitive compensation
  • Benefits programs that help to attract, retain, and motivate the best and brightest people

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